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Welcome HughesPlus Members 

 
EffectiveSolutionsSM
Comprehensive Benefits at Affordable Rates

What we can offer you...
The Problem: Your benefits budget is shrinking or perhaps already small, but you still want to offer a comprehensive package to set yourself apart in the market place, attracting and retaining valuable employees. 
The Answer: CSG's EffectiveSolutionsSM

The Problem: No room in the benefits budget for your part-time employees. 
The Answer: CSG's EffectiveSolutionsSM

Great Rates on Dental Insurance
With Health Insurance costs rising at double-digit rates, every benefits dollar counts more than ever.  We have negotiated a great package on dental insurance, saving most HughesPlus members an average of 10-15% over their current dental rates.  Isn’t it worth a 5-minute phone call to see if you can save 10-15%?

For HughesPlus Members Only...
Hughes Supply and Creative Solutions Group have negotiated an additional discount for HughesPlus Members who take advantage of the EffectiveSolutionsSM Healthcare Discount Program.  Please note that this program is NOT a traditional fully insured program, rather it is a program that offers its members discounts on the cost of healthcare services, an alternative to costly insurance.  Creative Solutions Group can also assist you in finding traditional fully insured programs, if needed. Read on to find out more about the EffectiveSolutionsSM Healthcare Discount Program: 

The Benefits Start Here...
EffectiveSolutionsSM is designed to make life easier for your benefits department and for your employees at very affordable rates...HughesPlus Members receive an additional discount off our already low prices.

As a benefits provider, you get: 

  • Comprehensive Benefits: Health, life, disability, dental and vision benefits from America's best providers
  • Flexibility: Choose from a full spectrum of competitively priced products and services.
  • Simplicity: A single point of contact and our web-based platform make EffectiveSolutions easy to administer, deliver and maintain. We'll even take care of your program enrollment.

Your employees get:

  • Savings: Depending on the product, your employees can save with either group rates or group discounts on a wide range of products and services

  • Convenience: A secure Website and a single toll-free number make it easy for your employees to enroll and easy for them to access their benefits information
  • Service: Knowledgeable consultants are just a toll-free call away and ready to answer questions or provide assistance.

We have negotiated discounted rates with a huge network of hospitals, physicians, as well as other health care providers.  There are now over 250,000 members using this network, which is based upon a Preferred Provider Organization (PPO) plan design.  We have some of the best hospitals and physicians in the country (over 300,000) and there is a very good chance that you may find your family physician already in our network.

 The complete package includes discounts for all of the following services:

Medical

Discounts ranging from 20-30% on ALL services, including office visits and both in- and outpatient services.  The patient pays the discounted PPO price in lieu of full price charged to cash customers.

Dental

Discounts ranging from 10-50% on ALL services, including orthodontia (braces).  This program uses a variable fee arrangement schedule that is attractive to a wide variety of dentists, thereby offering a broader choice of dentists from which to choose.

Prescription Drugs

Discounts on many prescriptions, with the exact amount of the discount varying according to the prescription.  These discounts are available at 52,000+ locations nationwide, including CVS, Brooks, Walgreens, Stop & Shop, amongst many others. And on Mail Order Pharmacy, for maintenance medications...Prices average 10% below AARP mail order pricing

Vision

Your employees also gain access to the “Vision Savings Program”, with discounts up to 55% on eye care needs.  Vision provider network includes over 6500 locations.

Nurse Hotline Toll-free access to experienced registered nurses, 24 hours a day, 365 days per year.  No charge for access.
Chiropractic Services Members save 30% to 50% at over 6,000 participating chiropractic doctors nationwide.
Hearing Services Members receive a 15% discount on over 70 models Beltone Hearing aids and a free hearing test at Beltone Hearing Centers in the U.S. and Puerto Rico.
Health & Wellness Services Members receive discounts on vitamins, 10-40% on blood glucose testing supplies; as well as through the VIP Wellness program, members save 50% off the suggested retail price on audio programs to assist in weight loss, smoking cessation and stress reduction.

 

Experience the POWER of PLUS! 

 

Plan A – Dental & Vision Advantage Plan

Dental, Vision

Family:            $12.95/Month that's an additional 25% savings!

Individual:        $10.95/Month 25% savings!

$10.00 – One-time processing and enrollment fee - Waived!

 

Plan B – Pharmacy Advantage Plan

Prescription Drugs, Mail-Order Prescription Drugs

Family:            $6.95/Month  that's an additional 20% savings!

Individual:        $5.95/Month 20% savings!

$10.00 – One-time processing and enrollment fee - Waived!

 

Plan C – Plus Plan (perfect if you already have health insurance)

Dental, Vision, Prescription Drugs, Mail-Order Prescription Drugs, Chiropractic, Vitamins and Nutritional Supplements 

Family:            $15.95/Month 25% savings!

Individual:        $13.95/Month 25% savings!

$10.00 – One-time processing and enrollment fee - Waived!

 

Plan D – Premiere Plan

Hospitals, Doctors, 24-Hour Medical Hotline, Dental, Vision, Prescription Drugs, Mail-Order Prescription Drugs, Chiropractic, Vitamins and Nutritional Supplements

Family:            $19.95/Month  57% savings !  SUPER SAVINGS

Individual:        $17.95/Month 59% savings !  SUPER SAVINGS

$10.00 – One-time processing and enrollment fee - Waived!

 

Please note:  EffectiveSolutions is NOT Health Insurance.

 

In order to take advantage of these great rates, or to find out more about other available plans, call Karen at 203.461.8311

Questions?...
Follow this link to find the answers to frequently asked questions about EffectiveSolutionsSM: www.creativesolutionsgrp.com/faq.html.

More Benefits for You...
EffectiveSolutionsSM can be customized to best meet the needs of you and your employees.  Additionally, EffectiveSolutionsSM can be complemented or enhanced by any of the following employee- or employer-paid fully insured products:

  • Medical
  • Dental
  • Disability
  • Life
  • Vision
  • Prescription Drugs
  • Home and Auto
  • +more 

Interested?  

Be sure to mention that you are a HughesPlus Member!

Contact us at...

Creative Solutions Group
The Green Office Park
1272 West Main Road
Middletown, RI 02842

phone: 1.203.461.8311

e-mail:  contactCSG@creativesolutionsgrp.com

Fax#: 1.801.730.3676



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CreativeSolutionsGrp.com, The Green Office Park. 1272 West Main Road, Middletown, RI 02842

ph: 1(401) 848-7444   fax: 1(401) 848-7444   email: contactCSG@creativesolutiongrp.com