| Services |
  Solutions We Can Offer...
In employee benefits consulting, when time is saved, your company becomes more productive. Similarly, when money is saved, business becomes more productive, and when top quality employee benefits consulting service is provided, everyone benefits. Deep knowledge, experience and high integrity sets CSG apart from other brokers and consultants. Furthermore, because we provide both broker and consultant services, you gain additional insight and guidance. Most insurance carriers have a broker/consultant fee "built" into the rating structure. Given this circumstance our involvement will not affect your premium. Our valuable broker services will benefit you for no additional cost.
  Expertise With Both Smaller and Larger Groups...
Large and small companies, school districts, municipalities and other public entities all benefit from CSG's experience and innovative plan designs. We research the marketplace for the best plans to meet your group's needs, then investigate and review all potential products we introduce. We provide consistent attention to the finest of details to ensure smooth transitions and management. And we always look for creative solutions.
  The Insurance Carriers We Represent...
Because we are an independent broker, this means we listen to you and your company's needs. Your assurance of receiving a thoroughly researched proposal, designed to address your group's specific needs is supported by over a dozen insurance companies we work with regularly. In addition, when working with you, we listen to your concerns, lay out the challenge, define the requirements to meet that challenge, and analyze your current plan provisions and issues. We then develop a strategy that closes the gap between what you have and what you need, taking into account the anticipated impact of any change. Finally, we work with you to develop an effective enrollment plan - minimizing the administration impact to your organization.
  Alternative Solutions...
We recognize that today's organizations are being impacted by ever-increasing costs at all levels. That's why we've worked hard to come up with numerous programs that don't cost your company or your employees a cent! Programs like: Working Advantage (travel discounts and more) and free prescription drug cards.
  Auditing Services...
We offer health insurance and worker's comp auditing services to ensure that you have paid ONLY the expenses that you’ve actually incurred.
  • A quick fact on Self-Funded Health Insurance -
    • Equifax analyzed 40,000 hospital bills and determined that 97% contained errors.
  • A quick fact on Workers Compensation -
    • 80% of businesses are overcharged on their Workers Comp Insurance premium by 10 to 15%

Our process is simple. We perform a detailed audit of your expenses and accurately determine what you should have paid. Our accounting and auditing fees are paid out of any refunds your company receives. There is virtually no work for your staff to perform. Our "bean counters" do it all.

 

  
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